Can you return a car on finance: Car Finance Exit Rights

The Car Finance Exit Rights carries 6 published figures read from 4 sources' own pages, from 14 to 30 day, read 26 September 2026.

14 to 30 day Range of the published figures 6 published figures, not one market: read the rows
6 Sources with a figure of 15 read in full, 5 Oct 2026
4 of 15 Sources read that publish one 27% publish a figure at all
  1. Consumer Credit Act 1974 s.66A (right of withdrawal)30 day
  2. Consumer Credit Act 1974 Part V, withdrawal from certain agreements30 day
  3. Consumer Credit (Early Settlement) Regulations 2004 (the rebate formula as made)30 day
  4. Consumer Credit (Early Settlement) Regulations 2004 (the rebate formula as made)28 day
  5. Consumer Credit Act 1974 s.66A (right of withdrawal)14 day
  6. Consumer Credit Act 1974 Part V, withdrawal from certain agreements14 day
One figure per source, highest first.
Table view
RowValue
Consumer Credit Act 1974 s.66A (right of withdrawal)30 day
Consumer Credit Act 1974 Part V, withdrawal from certain agreements30 day
Consumer Credit (Early Settlement) Regulations 2004 (the rebate formula as made)30 day
Consumer Credit (Early Settlement) Regulations 2004 (the rebate formula as made)28 day
Consumer Credit Act 1974 s.66A (right of withdrawal)14 day
Consumer Credit Act 1974 Part V, withdrawal from certain agreements14 day

4 of the 15 named sources read in full publish a figure; 11 publish none, read 26 September 2026.

By exit-route

BreakdownMedianRangeSources
exit-route voluntary-termination50 %50 to 50 %1
exit-route withdrawal14 day14 to 14 day2
exit-route withdrawal-repayment30 day30 to 30 day2
exit-route early-settlement30 day30 to 30 day1
exit-route early-settlement-notice28 day28 to 28 day1

Every figure, with its source

One row per source: the figure the source's own page publishes, the page, and the day it was read. A figure that is not on a page we read is not on this one.

The sentence each figure was read from (7)

Read in full, publishes no figure

11 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.

Methodology

Every row is a verbatim sentence read from the named source's own page through the estate's fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).

4 of the 15 named sources that could be read published a usable figure; 11 published none and are recorded as not published, never filled in; 4 could not be read (blocked, dead or unreachable) and count nowhere.

The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in day (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 27 candidate sentence(s) were refused by a reviewer with the reason recorded.

The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per exit route per agreement type (HP, conditional sale, PCP, personal loan, PCH), each quoted verbatim from the statute or statutory instrument with its section number and the date the text was in force: whether the route exists, what it costs, the notice it needs and what the buyer owes afterwards.

The derivation is the CROSSING that no authority publishes and no lender will draw: the point in a given agreement at which voluntary termination becomes cheaper than settling early, computed by running the 2004 Regulations' rebate formula and the s.100 half-rule cap over the same agreement month by month - so a buyer can be told which right to use and when, rather than which right exists

27 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.

Sources (19)
Cite or embed this figure

Cite or embed this figure

The Car Finance Exit Rights carries 6 published figures read from 4 sources' own pages, from 14 to 30 day, read 26 September 2026.

4 of the 15 named sources read in full publish a figure; 11 publish none, read 26 September 2026.

Car Finance Exit Rights, exit-route voluntary-termination: median 50 percent across 1 source, read 26 September 2026.

Car Finance Exit Rights, exit-route withdrawal: median 14 day across 2 sources, read 26 September 2026.

Car Finance Exit Rights, exit-route withdrawal-repayment: median 30 day across 2 sources, read 26 September 2026.

Car Finance Exit Rights, exit-route early-settlement: median 30 day across 1 source, read 26 September 2026.

Car Finance Exit Rights, exit-route early-settlement-notice: median 28 day across 1 source, read 26 September 2026.

Cite as: "KnownVehicle Car Finance Exit Rights", updated 2026-10-05, https://knownvehicle.com/datasets/car-finance-exit-rights/.

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14 to 30 day

6 published figures, Car Finance Exit Rights, across 4 sources, read 26 September 2026

Source: KnownVehicle Car Finance Exit Rights

Download the CSV (7 rows, computed 2026-10-05)

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